Just Eat accepts several BNPL providers, including Zilch, PayPal BNPL, and Clearpay. Let’s delve into the specifics of each service, discussing their limitations, eligibility, and conditions.
Zilch – Flexible Payment on Just Eat
How Zilch Works on Just Eat
Zilch allows customers to pay for their orders over time. When using Zilch on Just Eat, you can typically pay 25% of your order upfront, with the rest spread over three additional payments.
Limitations and Conditions
- Credit Limit: Zilch assigns a credit limit based on your credit score and history.
- Repayment Schedule: Payments are usually due every two weeks.
- Eligibility: Users must be of legal age and have a valid ID and payment card.
PayPal Buy Now Pay Later
How PayPal BNPL Functions on Just Eat
PayPal’s BNPL service provides an option to split the payment into four interest-free installments. The first installment is paid at the time of purchase, followed by three more payments every two weeks.
Limitations and Conditions
- Credit Check: PayPal may perform a soft credit check that doesn’t affect your credit score.
- User Account: Requires a PayPal account in good standing.
- Eligibility: Subject to approval based on your financial circumstances and PayPal’s policies.
Clearpay – Easy Installments on Food Orders
How Clearpay Operates with Just Eat
Clearpay offers a similar installment plan where you pay a portion of the order upfront and the remaining amount over subsequent fortnightly payments.
Limitations and Conditions
- Payment Schedule: Payments are typically due every two weeks, spread over six weeks.
- Eligibility and Requirements: Users must be 18 or older and have a valid debit or credit card.
- Late Fees: Failure to make payments on time can result in late fees.