Here is a comparison of different policies offered by Admiral:
- Third Party Only: This policy is suitable for those who want to be insured against third party claims that arise from the use of their vehicle.
- Third Party Fire and Theft: This policy is for those who want to be insured against third party claims that arise from the use of their vehicle and for damage caused by fire or theft.
- Comprehensive Cover tiers:
- Essential: This policy is for those who want to be insured against third party claims that arise from the use of their vehicle, for accidental damage and damage caused by fire and theft.
- Admiral: This policy is for those who want to be insured against third party claims that arise from the use of their vehicle, for accidental damage, damage caused by fire or theft, and damage to the vehicle’s windscreen.
- Gold: This policy is for those who want to be insured against third party claims that arise from the use of their vehicle, for accidental damage and damage caused by fire or theft. The policy also includes additional benefits like Motor Legal Protection, increased personal belongings cover, and onward travel after an accident.
- Platinum: This policy is for those who want to be insured against third party claims that arise from the use of their vehicle, for accidental damage and damage caused by fire or theft. The policy also includes additional benefits like Roadside Assistance Breakdown Cover, Motor Legal Protection, increased personal belongings cover, and onward travel after an accident.
Section 1: Liability to other people
| Level of cover | Product features and benefits |
|---|---|
| platinum | Third party injury, Third party property damage, Trailer cover, Emergency medical treatment, Driving other cars (Third party only cover), Liability for charging cables, Your injuries in an automated vehicle in autonomous mode |
| gold | Third party injury, Third party property damage, Trailer cover, Emergency medical treatment, Driving other cars (Third party only cover), Liability for charging cables |
| admiral | Third party injury, Third party property damage, Trailer cover, Emergency medical treatment, Driving other cars (Third party only cover) |
| essential | Third party injury, Third party property damage, Trailer cover, Emergency medical treatment |
| third party, fire & theft | Third party injury, Third party property damage, Trailer cover |
| third party only | Third party injury, Third party property damage |
Section 2: Damage to your vehicle
| Level of cover | Product features and benefits |
|---|---|
| platinum | Damage due to an accident, Vandalism, Damage due to fire, lightning, theft or attempted theft, Your vehicle’s charging cables, Electric vehicle battery cover, Uninsured driver promise, Lock replacement, Audio/visual/electronic – manufacturer equipment, Audio/visual/electronic – aftermarket equipment |
| gold | Damage due to an accident, Vandalism, Damage due to fire, lightning, theft or attempted theft, Your vehicle’s charging cables, Electric vehicle battery cover, Uninsured driver promise, Lock replacement, Audio/visual/electronic – manufacturer equipment |
| admiral | Damage due to an accident, Vandalism, Damage due to fire, lightning, theft or attempted theft, Your vehicle’s charging cables, Electric vehicle battery cover, Uninsured driver promise, Lock replacement |
| essential | Damage due to an accident, Vandalism, Damage due to fire, lightning, theft or attempted theft, Uninsured driver promise |
| third party, fire & theft | Damage due to fire, lightning, theft or attempted theft |
| third party only | – |