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Zego Taxi Insurance: An Overview

Zego offers a wide variety of insurance products, including comprehensive and flexible taxi insurance. Known for its customer-centric approach and integration of technology, Zego provides taxi drivers with customizable options to suit their unique requirements.

zego taxi insurance

Types of Taxi Insurance Policies

Zego offers three primary taxi insurance policies to choose from:

1. Third-Party Only

The basic level of coverage, this policy, ensures protection for other people and their property if you’re involved in an accident.

2. Third Party, Fire & Theft

This coverage includes everything from the Third Party Only policy, with added protection against vehicle theft and accidental fire damage.

3. Fully Comprehensive

The most inclusive option, this policy provides coverage for you and other drivers involved in an accident. It includes costs related to vehicle repair and replacement, legal liability, as well as coverage for broken windscreens and stolen audio, communication, and sat-nav equipment.

Factors Influencing Coverage Cost

Zego’s taxi insurance premiums are calculated based on factors such as:

  • Your age and driving record
  • The type of vehicle you use
  • Any previous claims or accidents
  • Your no claims history as a taxi driver
  • Where your vehicle is kept when not in use​.

Ways to Reduce Taxi Insurance Cost

Several strategies can help you lower your insurance cost with Zego:

  • Opting for a less expensive vehicle with a smaller engine
  • Keeping your license free from points
  • Purchasing No Claims Discount (NCD) protection​

The Innovation of the Zego Sense App

Zego’s approach to taxi insurance sets them apart through the innovative use of their Zego Sense app.

How Zego Sense Works

When you buy a Sense policy, you receive a 10% discount upfront. The app evaluates your driving habits over time, providing a driver score that influences your renewal price. Good drivers can enjoy a discount of up to 36% at renewal.

Additional Features of the Zego Sense App

The Zego Sense app also offers a range of extra features:

  • Rewards for referring friends
  • Easy access to policy documents
  • A simple way to submit claims.

Additional Coverages

Zego also provides add-ons and standard inclusions in its taxi insurance policies for comprehensive protection:

  • Breakdown Cover
  • Personal Driving Cover
  • Windscreen Cover
  • Public Liability Insurance (up to £5m)​.

Still have questions? Contact Zego chat for online instant help.

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