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Does Argos Accept Zilch?

Can shoppers use Zilch at Argos? In this article, we’ll investigate the payment options Argos offers and assess whether Zilch is among them.

Zilch provides a virtual Mastercard that is accepted anywhere Mastercard is accepted, enabling customers to shop with flexibility. Shoppers can earn up to 5% back instantly in Zilch Rewards when using Pay in 1 or pay overtime.

Zilch also performs a soft credit check upon sign-up to determine the available spending amount for each customer. Keep in mind that missed payments will be reported to Credit Reference Agencies, which could impact your credit score.

Argos Payment Options:

To cater to its diverse clientele, Argos offers an array of payment methods. These include debit and credit cards (such as Visa, Mastercard, and American Express), PayPal, Argos gift cards, and the Argos Card. The Argos Card is a store-specific credit card that enables customers to spread the cost of their purchases over a predetermined period, with various interest-free credit plans available.

Zilch and Argos: A Compatible Duo?

Given that Zilch offers a virtual Mastercard and Argos accepts Mastercard as a payment option, customers can indeed use Zilch for their Argos purchases. Shoppers have the choice to either pay in full (Pay in 1) and earn Zilch Rewards or split the cost into four payments (Pay in 4) for a small fee, available both online and in-store.


Argos supports Zilch as a payment method due to its compatibility with Mastercard, which allows customers to enjoy the benefits of spreading their payments across six weeks or earning Zilch Rewards when opting for Pay in 1. As the retail environment continues to evolve, it’s crucial to stay informed about the latest developments by checking the Argos website or contacting their customer service team.

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