Yes, you can buy an iPhone with Zilch in the UK. Zilch is a BNPL service that allows you to spread the cost of your purchases over six weeks. You can use Zilch to buy an iPhone from a variety of retailers, including Apple, Amazon, and Currys.
How to Buy an iPhone with Zilch in the UK
This guide will walk you through the entire process, from creating a Zilch account to making your final payment.
How to Buy an iPhone with Zilch
To buy an iPhone with Zilch, follow these simple steps:
Create a Zilch account: Download the Zilch app from the App Store or Google Play and create an account. You will need to provide your personal information, including your name, address, and date of birth.
Link your debit card: Link your UK-issued debit card to your Zilch account. This is the card that Zilch will use to automatically deduct your payments.
Shop for an iPhone: Choose the retailer where you want to buy your iPhone. Zilch partners with a wide range of retailers, including Apple, Amazon, and Currys.
Select Zilch as your payment method: At checkout, select Zilch as your payment method. You will then be asked to confirm your purchase and agree to the Zilch terms and conditions.
Spread the cost over six weeks: Choose to spread the cost of your purchase over six weeks. You will need to make an initial payment of 25% of the purchase price at checkout. The remaining payments will be automatically deducted from your debit card every two weeks.
Benefits of Buying an iPhone with Zilch
There are several benefits to buying an iPhone with Zilch, including:
Spreading the cost: Zilch allows you to spread the cost of your iPhone purchase over six weeks, making it more affordable.
No interest: Zilch does not charge any interest on BNPL purchases.
Flexible shopping: You can use Zilch to shop for an iPhone from a variety of retailers.
Zilch Rewards: Earn Zilch Rewards, which can be redeemed for statement credits or cashback.
Drawbacks of Buying an iPhone with Zilch
While Zilch offers several benefits, there are also a few drawbacks to consider:
Fees: Zilch charges a £2.99 fee for each BNPL purchase.
Late payment fees: If you miss a payment, you will be charged a late payment fee.
Impact on credit score: Zilch may perform a credit check when you apply for an account. This could have a small impact on your credit score.
Most Users Also Ask:
What is the maximum purchase amount I can make with Zilch?
The maximum purchase amount you can make with Zilch is £250.
What happens if I miss a payment?
If you miss a Zilch payment, you will be charged a late payment fee of £10.